AAHA Seal of Acceptance Helps Pet Owners
Decide on Quality Pet Insurance Policies
 When costs go beyond reasonable financial means, many pet owners are forced to euthanize their pet or incur burdensome debt. The American Animal Hospital Association (AAHA) urges all pet owners to seriously evaluate how they would handle the costs of care should they encounter the need for catastrophic or major veterinary expenses.
For those who believe they would not have the means to handle such expenses through savings, credit cards or medical payment cards, pet health insurance merits serious consideration. Since pet insurance policies are available with various limits, coverage, benefits, exclusions and deductibles, selecting the proper policy can be confusing. To alleviate the confusion and help educate pet owners about meeting the cost of veterinary care, the Association has created the AAHA Seal of Acceptance.
“The Association has urged the pet insurance industry to make large scale deductible policies available,” said Dr. John Albers, AAHA executive director. “Higher deductibles reduce premiums and make insurance a more viable option for many budgets.”
AAHA believes that most pet owners need coverage for catastrophic expenses. Studies have shown that the majority of pet owners can manage expenses between $500 and $1,000, but would have difficulty with expenses beyond that level. The AAHA Seal of Acceptance will be available to any pet insurance company that offers a high-deductible policy that meets the program’s criteria.
The high-deductible policies of the companies will receive the AAHA Seal of Acceptance, not the companies themselves. Policies awarded the Seal will be re-evaluated annually to ensure that they follow the Association’s guidelines. For frequently asked questions, please click here. To access an AAHA Seal of Acceptance brochure please click here.
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